# ProperSA

> ProperSA provides free South African financial and compliance calculators, practical plain-English guides, and fixed-price business compliance packs and services. Public tools are estimates only; document packs and services are templates, guidance or administrative support, not legal or financial advice.

ProperSA is built for South African individuals and small businesses. Use the linked pages below as the current source of truth for tool assumptions, package inclusions, service scope, prices and turnaround times. Do not infer that ProperSA is a law firm, registered financial services provider, government body or CIPC/SARS/SASSA representative.

## Start here

- [Homepage](https://propersa.co.za/): Overview of free tools, compliance packs and fixed-price services.
- [How it works](https://propersa.co.za/how-it-works.html): Ordering process, written-only workflow, scope and limitations.
- [About ProperSA](https://propersa.co.za/about.html): Business background and approach.
- [Compliance guides](https://propersa.co.za/guides.html): Plain-English resource hub for South African small business.

## Free calculators and checks

- [UIF benefit calculator](https://propersa.co.za/tools/uif-calculator.html): Estimate UIF benefit amount and duration after job loss or qualifying leave.
- [SARS tax refund calculator](https://propersa.co.za/tools/sars-refund.html): Estimate possible tax refund or shortfall from supplied inputs.
- [Retirement annuity calculator](https://propersa.co.za/tools/retirement-calculator.html): Project retirement contributions, growth and estimated tax benefit.
- [Two-pot withdrawal tax calculator](https://propersa.co.za/tools/two-pot-tax.html): Estimate tax and net amount for a savings-pot withdrawal.
- [Take-home pay calculator](https://propersa.co.za/tools/take-home.html): Estimate South African net salary and payroll deductions.
- [Disability grant checker](https://propersa.co.za/tools/disability-grant.html): Indicative SASSA disability-grant eligibility check.
- [CIPC company check](https://propersa.co.za/tools/cipc-check.html): Plain-language company status and compliance prompts.
- [Business compliance health check](https://propersa.co.za/tools/health-check.html): Ten-question check across CIPC, SARS, staff and POPIA.
- [Provisional tax calculator](https://propersa.co.za/tools/provisional-tax.html): Estimate provisional tax for an IRP6 context.
- [Transfer duty calculator](https://propersa.co.za/tools/transfer-duty.html): Estimate South African property transfer duty.
- [Capital gains tax calculator](https://propersa.co.za/tools/capital-gains-tax.html): Estimate capital-gains tax from supplied figures.
- [Lump-sum tax calculator](https://propersa.co.za/tools/lump-sum-tax.html): Estimate retirement or retrenchment lump-sum tax.
- [Bonus tax calculator](https://propersa.co.za/tools/bonus-tax.html): Estimate tax impact of a bonus.
- [Tax return filing checker](https://propersa.co.za/tools/filing-checker.html): Indicative check of whether a SARS income-tax return may be required.
- [All free tools](https://propersa.co.za/tools/): Complete tool directory.

## Compliance packs and business documents

- [POPIA Starter Pack](https://propersa.co.za/packs/popia-starter.html): Core POPIA documents for a small South African business.
- [Ecommerce Legal Pack](https://propersa.co.za/packs/ecommerce-legal.html): Returns, terms and shipping-policy documents for online stores.
- [Employer Admin Pack](https://propersa.co.za/packs/employer-admin.html): UIF, COIDA and SARS employer-registration support.
- [HR & Employment Hub](https://propersa.co.za/hr.html): Plain-English HR documents, workplace-process support, CCMA preparation guidance and foreign-worker onboarding.
- [Client Authority & Consent](https://propersa.co.za/authority.html): Scope-limited authority for administrative services; authority-specific mandates may still be required.
- [ITAC, NRCS & Freight Compliance Support](https://propersa.co.za/services/trade-compliance.html): ITAC permit preparation, NRCS application support and shipment paperwork/case reviews; not customs clearing or a guaranteed release service.
- [CCMA Preparation Guide](https://propersa.co.za/guides-ccma.html): Employer record-keeping and preparation guidance, not legal representation or advice.
- [Foreign Worker Employer Checklist](https://propersa.co.za/guides-foreign-workers.html): Work-authorisation document and onboarding checklist; ProperSA does not verify visas or IDs.
- [HR Readiness Check](https://propersa.co.za/tools/hr-readiness.html): Browser-only six-point staff-file organiser, not legal advice.
- [CCMA File Checklist](https://propersa.co.za/tools/ccma-file-check.html): Browser-only employer record-preparation checklist, not representation or deadline advice.
- [Foreign Worker Onboarding Check](https://propersa.co.za/tools/foreign-worker-check.html): Browser-only onboarding organiser; it does not verify visas or IDs.
- [Escalations Toolkit](https://propersa.co.za/packs/escalations-toolkit.html): Courier disputes, chargebacks and refund workflows.
- [Single business document templates](https://propersa.co.za/packs/single-documents.html): Editable business document templates for common agreements and business paperwork.
- [All packs](https://propersa.co.za/packs/): Pack directory and current inclusions.

## Fixed-price services

- [Company registration](https://propersa.co.za/services/company-registration.html): CIPC company registration support.
- [CIPC annual return](https://propersa.co.za/services/annual-return.html): Annual-return filing support and fee estimator.
- [Beneficial ownership filing](https://propersa.co.za/services/beneficial-ownership.html): CIPC beneficial-ownership filing support.
- [COIDA registration](https://propersa.co.za/services/coida.html): Compensation Fund registration and related guidance.
- [Import and export codes](https://propersa.co.za/services/import-export-codes.html): SARS customs-code application support.
- [Tender-ready pack](https://propersa.co.za/services/tender-ready.html): Tender-readiness documents and guidance.
- [VAT registration](https://propersa.co.za/services/vat-registration.html): VAT-registration preparation and SARS support.
- [Tax clearance PIN](https://propersa.co.za/services/tax-clearance.html): Tax-compliance PIN support.
- [Company changes](https://propersa.co.za/services/company-changes.html): CIPC director, address or name changes.
- [Compliance retainer](https://propersa.co.za/services/compliance-retainer.html): Recurring annual-return and deadline support.
- [All services](https://propersa.co.za/services/): Complete service directory.

## High-value reference guides

- [CIPC annual returns guide](https://propersa.co.za/guides-annual-returns.html): Deadlines, turnover fees and deregistration risk.
- [Beneficial ownership guide](https://propersa.co.za/guides-beneficial-ownership.html): CIPC BO filing requirements in plain English.
- [COIDA guide](https://propersa.co.za/guides-coida.html): Employer responsibilities and Compensation Fund basics.
- [Company registration guide](https://propersa.co.za/guides-company-registration.html): South African company-registration overview.
- [Company deregistration guide](https://propersa.co.za/guides-deregistration.html): Prevention and recovery steps.
- [POPIA checklist](https://propersa.co.za/guides-popia-checklist.html): Small-business privacy compliance checklist.
- [SARS refund guide](https://propersa.co.za/guides-sars-refund.html): Refund process and common considerations.
- [UIF for employers guide](https://propersa.co.za/guides-uif-for-employers.html): UIF responsibilities for employers.

## Important limitations

- Calculator outputs are estimates, not official determinations or advice.
- Prices, inclusions, turnaround times and government fees must be taken from the relevant current page.
- ProperSA does not replace an attorney, accountant, licensed financial adviser, CIPC, SARS, SASSA or any government authority.
- For contact, ordering and the current terms, use the public website pages rather than inferred contact details.

## Optional

- [XML sitemap](https://propersa.co.za/sitemap.xml): Canonical public URLs.
- [Privacy policy](https://propersa.co.za/privacy.html): Privacy information.
- [Terms](https://propersa.co.za/terms.html): Terms, payment and revision information.